Investment Advising

The Kocen Financial Group, Inc. works closely with you to ensure that your portfolio is optimally invested to suit your needs.  We are continuously reviewing and evaluating money managers and mutual funds to find the most effective specialists for our clients.  At the beginning of the relationship, we work with each client to develop a personalized Risk/Reward Profile.  This provides us with the guidance to develop a custom Asset Allocation for your portfolio.  The asset allocation describes the types of investments necessary to give you the highest return consistent with the level of risk that you feel comfortable taking.  We provide our clients with a clearly written Investment Policy Statement that specifies how we will work together in fulfilling your needs.  We are available at all times to answer questions, and will meet with you on a periodic basis, in order to determine if your investment portfolio is in need of any modifications.

• Access to institutional money managers
• Individually managed accounts for customized portfolio and tax management
• Recommendations regarding investments available through your employer's savings plan
• Vigilant monitoring of your investment portfolio and rebalancing as needed
• Regular meeting to review your progress and update your overall financial objectives
• Quarterly "economic update" letters detailing our firm's analysis of the economy and investment markets